An accountant to manage your investments

Contrary to popular belief, an accounting firm does not only count companies, large or small, among their clients. It is also aimed at people who need help in managing their finances and investments.

Why invest your income?

It’s a fact! Leaving your money in the bank is not the best way to keep it safe. Of course, in the event of burglary or fire, insurance gives you back your money, but what about tax? Even asleep on your account, your income will be localizable by the Belgian authorities. The more they increase, the more your social contributions will be important. Hence the importance of investing. By choosing wisely the type of investment you make, you could benefit from a substantial tax reduction. This is particularly the case in stone, life insurance or savings accounts.

Investments also make your income more profitable. If you are lucky and know how to choose the best investments, your income can go back to five times or more. It can be blocked funds, as often in real estate investments, or directly available as in trading. It is a big trend in Belgium today in terms of investment, given its ease and the returns it can offer.

In any case, investors are often people who are more forward looking. The main objective is to guarantee a better financial future for the household.

The role of an accountant in the process

Whatever the case may be, supporting your financial investments is important to ensure success and to facilitate the process. An accountant Saint-Gilles is your best ally.

The accountant helps you choose the best investment based on your investor profile: the available capital, the maximum duration of the desired investment, income blocked or not, etc. It will also take into account your old investments. The goal is to diversify your wealth as it should and maximize your chances of winning.

The accountant will also help you set up a good financing strategy. He accompanies you as well with banks, microfinance companies, organizations of all kinds, etc. Not only will it count the best alternatives of the market, but it will also accompany you with every step, in particular to ensure you take advantage of the best offer of the market.

And of course, it is an undeniable ally for the management of all your investments. He can also take the place of a real estate fund manager who manages the apartments for rent. It will aim to facilitate the administration of your property and the management of requests from tenants and the maintenance of the premises. But be careful, in this case, you will have to arrange for the search of the tenants personally. The real estate accountant does not take on the roles of a professional property manager.

Finally, the accountant will help you in the tax declaration of your income, taking into account the possible defiscalisation of which you can benefit.

What is the best way to get around Nice and its surroundings?

When you have to go to Nice or the nearby locations, flying is the quickest and most comfortable way to travel. Nice Cote d’Azur Airport is the second most important airport in France and the main one on the French Riviera. It is close to the city centre (it is only 6 km away, at the eastern end of the Promenade des Anglais), which makes it very convenient. After completing customs and immigration formalities and picking-up your luggage, you can head to downtown, choosing between all the local means of transport available.

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Indigenous peoples of Latin America: more recognized, still marginalized

indigenous peoples Latin America

New World Bank report reveals progress and challenges for the Latin America’s 42 million people.

They are the first inhabitants of the American continent, speak 560 languages and have varied and very rich customs: they are the 42 million indigenous people of Latin America.

However, despite the fact that 70 million Latin Americans emerged from poverty in the last two decades, the continent’s first settlers were left out of the bonanza and, today, almost half of them are poor, according to the World Bank’s new report Indigenous Latin America in the 21st Century.

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The mythological origin of South America’s largest lake

Lake Maracaibo Venezuela

Human beings are curious by nature. And this inquiring spirit has led him throughout his history to forge a wealth of legends and myths that, according to his culture, explain the origin of the universe, the natural phenomena or the elements of the landscape in which it developed. Greek and Roman mythology are well known. And also the Scandinavian one has a certain presence in the collective imagination.

But evidently they are not the only ones and each culture or ethnic group sought its own explanations, more or less complex, to the reality in which it lived.

The indigenous peoples of pre-Columbian Venezuela were no exception, and there are hundreds of myths that have been passed down from generation to generation in each of the indigenous ethnic groups.

Lake Maracaibo, in western Venezuela, is a miracle of nature. With a north-south length of 155 km and a width of 120 km, it is the largest lake in South America. A large part of the waters of the Venezuelan Andes flow into it. Moreover, it is now the country’s main source of income, as it is the source of real oil “rivers”. The original inhabitants of the area are the Indians of the Arawak group, and from them emanates the following legend about the origin of the lake:

 

The origin of Lake Maracaibo

 

It is said that when the Great Zapara ruled the region, a huge jungle occupied the space that today covers the waters. And Zapara ordered to build the villages on the edge of the jungle, which, in turn, was reserved for himself. The Great Zapara, who enjoyed supernatural powers, erected a palace in the center of the jungle using only the sound of his voice and settled down to live there with his daughter Maruma, a beautiful and funny poet and singer, whom his father did not allow to marry because he reserved it to delight himself with his songs and poetry.

But one day he had to leave for a trip to the sea. Meanwhile, her daughter, Maruma, set out into the jungle, armed with bows and arrows, in search of game. In one of these raids, she discovered a deer that had just been shot down by an arrow from another person and then discovered her pitcher, a handsome young man, whom she blamed for disobeying his father for going into the sacred forest.

The boy, named Tamare, justified himself. He was a poet and had been expelled from his village for “being useless”. At once, he said, he would leave the forest. But she, knowing that he was a poet, insisted on inviting him to her palace. There they went and after a banquet on account of the hunting achieved, they gave themselves to songs, verses and kisses for long hours. Time passed quickly without them noticing.

 

The tragedy

 

Zapara returned, and approaching the palace, he began to listen to those verses, where the voice of a man intermingled with that of his daughter. Filled with pain, he suddenly went into a rage, kicked so hard on the ground that the entire forest began to sink, and the mighty rivers of the surrounding mountain ranges began to plunge into the abyss. With his powerful hands Zapara opened the land to the north so that the sea would also turn over in the great basin and, not wanting to survive the catastrophe, he handed over the kingdom to his son Maracaibo and threw himself into the sea, becoming an island, which today bears his name.

For their part, Maruma and Tamare, unaware of anything and oblivious to everything, continued to improvise verses of passionate love, while the water already invaded the palace and entered their room.

The water eventually covered them and brought the waves of their last song to the surface. The songs of the two lovers merged with the waters and from that day on, the lake does not cry out like the sea, nor laugh like other lakes, but whispers poetry or sings stanzas of infinite love.

 

Do you want to know more about lake and ecosystem mythology? Read our category “Focus on”.

Organic food : What is worth eating

Organic food - worth it

Organic food is becoming increasingly popular. The activism of celebrities like Michelle Obama, Gwyneth Paltrow or Chef Jaime Oliver has been an example for many people concerned about their health and also about the environment.

 

A consumption increasing day by day

 

The figures show that the message has taken hold: in the United Kingdom, the demand for organic food has increased by 7% in particular and exceeds 15% in the restaurant sector, according to The Guardian. In Spain, one third of the population consumes organic food, according to the Ministry of Agriculture, Food and Environment (MAFE). But they also have more followers among those with a good socioeconomic level; just take a look around the Upper East Side and Upper West Side. Those are two of New York’s wealthiest neighborhoods and where you can find the shops with the most variety of organic products.

An analysis of MAFE reveals that the main reason for Spaniards to consume organic food is the concern for healthy living. This is followed by the desire to avoid products that have received chemical pesticides and fertilizers. Moreover, the interest in nature conservation coincide with interests of consumers in other countries.

However, science is not unanimous about the true impact of organic food on human health, so the decision to eat organic is ultimately purely personal. Marion Nestle, professor of nutrition at the American university and one of the most authoritative voices in the field, acknowledges, telling The New York Times, that organic food is more expensive.

 

Which ecological products are best for us?

 

If the higher price and the lack of confirmation of the scope on human health have not diverted us from the decision to fill the refrigerator with organic products, the logical thing is to give priority to the foods of daily consumption. Take your shopping cart and in case of doubt, please use the following list:

 

Oranges:  juicy food

 

Fruits and vegetables represent 37% of organic food consumption and, among them, oranges are the most demanded. The ecological navel variety contain 5% more pulp (they provide more fiber to the diet). They are more juicy than those of conventional production and are also rich in essential oils. Furthermore, organic oranges also contain 10% more vitamin C than conventional ones.

 

Beef and chicken meat: longer shelf life

 

Animal welfare is not the only reason for choosing to buy organic meat. Organic production implies  pharmaceuticals are eliminated, which forces the producer to know how to manage disease prevention practices very well.

 

Eggs: for animal welfare

 

At the moment, there is no scientific evidence to support the fact that the consumption of organic eggs is better from a nutritional point of view. Although society believes that the taste of organic eggs is different and better. This has not been scientifically proven. The only difference is in the chicken’s living conditions (caged, released or semi-freedom).

 

Fish: lower risk of parasites

 

Ecological fish has the advantage of being free of chemicals, heavy metals, antibiotics and other medicines. The advantages of traceability are the lower risk of containing parasites. Traditional fishing is known where it lands but not if it has been given chemicals to conserve it.

 

Olive oil: even better for cardiovascular health

 

Extra virgin olive oil obtained by conventional methods is an extraordinary product. However organic production further improves the composition of fatty acids. In the fatty acid fraction, the genetic factor is one of the most influential factors. In other words, an oil from an apicual tree will have a very different composition from a hojiblanca tree, and this is genetically marked.

 

If you want to know more about ecological matters, you can read the linked articles.

ESA Certification: You can now become a certified ecologist

Red Ambiental - ESA certification

Our world is changing and the methods which used to work in the past are no longer enough to restore our planet. To counteract the effects of pollution we must change our ecological practices and develop new sustainable projects. With this ecological wave, new career opportunities have opened for those who love and respect our nature. Red Ambiental presents to you the professional ecologist certification by ESA.

 

What is the ESA?

 

The Ecological Society of America or ESA, is one of the largest organization of professional ecologists in the United States. This nonpartisan and nonprofit organization funded by scientists in 1915 aims to promote ecological science. Their main axes are the improvement of communication among ecologists, the rise of awareness and the increase of available resources to conduct ecological science. Moreover, they want to ensure the appropriate use of ecological science for political decisions between the ecological community and policy-makers.

ESA counts over 9.000 members which address environmental issues, including biotechnology, ecological restoration, ecosystem management, species extinction and loss of biological diversity.

Red Ambiental specifies that at the Education and Diversity Programs office, ecology-related professions are diverse. This is made in order to engage the public into research to improve the quality of ecological education.

 

The ESA certification by Red Ambiental

 

A certification is always valued when it comes to apply for a job. So, if you want to become an ecologist at all levels, you may consider taking this special training to add a credential to your resume. Demonstrate your expertise and exhibit your skill levels to your potential employers.

The ESA certification guarantees you an application for different career categories. You may apply to ecologist in training, associate ecologist, certified ecologist, senior ecologist and emeritus senior ecologist.

Reference requirements are a must for all candidates. For instance, if you’re willing to apply you will need 2 recommendation letters. In order to apply, one reference must be part of the ESA. Lastly, only one of the letters must be from the candidate’s home institution.